SYSWARE SYSTEMS INTEGRATION, through AFT, represents Fiserv (www.fiserv.com). Fiserv's ICBS is designed to run on the AS400 platform and is a complete retail banking system automating customer relationship management, product design, transaction processing and financial management. The core system is an operational data warehouse, centrally storing your organization's client and financial information. It provides the functionality to maintain the maximum amount of information and manage it efficiently to support in the decision making process. Furthermore, ICBS integrates firmly with a variety of additional modules so you can respond to customer or market demand quickly and easily. These modules offer Delivery Channel Solutions (Call Center, Branch Servicing) and Operational Support Services (Workflow Design, MIS & DSS, Integrated Treasury System, General Ledger). In addition, ICBS provides an extremely flexible online design engine for financial products, enabling bankers - not programmers - to create nearly any type of financial products they can imagine, quickly and efficiently.

In order to respond to the market requirement for a comprehensive system covering the needs
of corporate and investment banking Sysware Romania represents MIS (www.miscapital.com). MIS CAPITAL is a real-time fully integrated trade and transaction processing system that offers comprehensive settlement, payment, risk measurement, accounting and full reporting functionality. CAPITAL is possibly unique in being able to deliver full functionality across all market areas including Securities (equities as well as fixed income), Derivatives, Treasury and Commercial Lending. Within these market areas CAPITAL processes every stage in the life of the transaction from deal capture (or entry) right through to final settlement and accounting (trade and general ledger). CAPITAL is a truly open system integrates easily with other third party systems and does not come with a technology platform attached supporting both UNIX and NT. Oracle, Sybase and Microsoft SQL Server database formats are also available.